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They garnished my wages and placed a lien on my house. They took more money than I owed and extended my garnishment by 6 months. I wrote to them with proof of overpayment twice and they still stole ...

Morningstar empowers every investor by removing the friction that slows decisions, clouds markets, and drives up costs. With connected data, independent research, investor-first tools, and long-term ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Tim Smith has 20+ years of experience in the financial services industry, both as a writer and as a trader. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...