Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

If Apple's AI tech isn't for you, here's how you can disable all or parts of it. Jeff Carlson writes about mobile technology for CNET. He is also the author of dozens of how-to books covering a wide ...