Beyond the Black Box A Framework for Explainable AI (XAI) in Credit Scoring

In the United States: The Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) require lenders to ...

Oaktree’s Poli Says Bigger Price Moves in Credit Are Coming

Oaktree Capital Management’s Danielle Poli says the moment for the distressed debt shop to scoop up the asset class in droves isn’t here yet as global credit markets remain relatively resilient.
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Stacked AI model improves credit default forecasting

A new study suggests that lenders may get their strongest overall read on credit default risk by combining several machine learning models rather than relying on a single algorithm. The researchers ...

AI can rewrite open source code—but can it rewrite the license, too?

Computer engineers and programmers have long relied on reverse engineering as a way to copy the functionality of a computer ...