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When you open a credit card, you'll often hear advice on keeping a low credit utilization rate in order to achieve a good credit score. Credit utilization is the percentage of your total credit you're ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Credit card debt can be an expensive burden to carry. Consider the average annual percentage rate – the interest rate, plus any fees – of credit cards in the U.S. News database, which ranges from ...