None of us wants to think we'll need long-term care when we get older, but the odds are roughly even that we will. Which is ...
We have a really serious problem, and it’s one the legislature hasn’t done a particularly robust job at addressing, because it involves some really, really tough decisions,” Rep. Mitch Bolinsky ...
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I'm in my 70s and need long-term care insurance. Is it hopeless at my age?
Here are financial experts' tips and alternative strategies for getting long-term care insurance in your 70s.
Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.
Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...
Long term care insurance, specifically hybrid policies, can help baby boomers afford the kinds of devices that support independence as they age, while protecting savings and providing flexibility ...
Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...
“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...
Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...
A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...
Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...
As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...
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