Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

Homeowners insurance covers damage to your home and belongings caused by fire, heavy wind and other disasters. Many, or all, of the products featured on this page are from our advertising partners who ...