The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices VantageScore has launched its newest tri-bureau credit model, ...

The model is built on VantageScore's proprietary patent-pending attributes, which capture real-time credit behaviors and historical trends to improve predictive performance, particularly for consumers ...

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use of advanced technologies in credit scoring models. This ...

Modern credit risk management now leans significantly on predictive modelling, moving far beyond traditional approaches. As lending practices grow increasingly intricate, companies that adopt advanced ...

Expanding MSCI’s multi-asset risk modeling suite, the new tool analyzes private credit risk within a total portfolio context As investors continue to increase their allocations to the private credit ...

MSCI and Moody’s Corporation have partnered to launch an offering that assesses risks for private credit investments. The solution integrates MSCI private capital data with Moody’s EDF-X credit risk ...